{"id":118,"date":"2023-03-31T09:00:00","date_gmt":"2023-03-31T07:00:00","guid":{"rendered":"https:\/\/prodcracerved.cerved.com\/?p=118"},"modified":"2024-03-15T10:17:08","modified_gmt":"2024-03-15T09:17:08","slug":"default-study-2023-9-edizione","status":"publish","type":"post","link":"https:\/\/ratingagency.cerved.com\/default-study-2023-9-edizione\/","title":{"rendered":"Default Study 2023"},"content":{"rendered":"\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-e524df8a wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:66.66%\">\n<p><a href=\"https:\/\/prodcracerved.cerved.com\/wp-admin\/edit.php?post_type=post\"><\/a><\/p>\n\n\n\n<h4 class=\"wp-block-heading is-style-content-subtitle is-style-heading-content-subtitle\">Scarica il Default Study 2023 per approfondire l&#8217;analisi di Cerved Rating Agency sui portafogli delle imprese non finanziare con rating creditizio. L&#8217;analisi include un focus dedicato alle Piccole e Medie Imprese (PMI) italiane.<\/h4>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:33.33%\"><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-e53a1342 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:66.66%\">\n<p>Cerved Rating Agency, sulla base delle serie storiche delle entit\u00e0 valutate e della relativa esperienza di default, ha redatto la nona versione del documento di ricerca Default Study. La ricerca prende in considerazione oltre 500.000 imprese non finanziarie valutate dal 2008 al 2021 e le evidenze di default fino alla fine del 2022, fornendo dettagli sulla distribuzione del portafoglio per dimensione, settore e area geografica. Vengono inoltre riportate statistiche di lungo periodo sui tassi di default empirici, analizzando anche il potere discriminante dei rating emessi e le matrici di transizione.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:33.33%\">\n<h4 class=\"wp-block-heading is-style-heading-sidebar-section\">KEY TAKEAWAYS<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Tassi di default empirici che continuano il trend discendente, raggiungendo il livello dello 0,42% a dicembre 2022. Tassi di default di lungo periodo pari al 3,22%.<\/li>\n\n\n\n<li>Grandi imprese caratterizzate da tassi di default inferiori rispetto alle PMI, pari rispettivamente allo 0,39% e allo 0,51% a dicembre 2022.<\/li>\n\n\n\n<li>Buon Accuracy Ratio complessivo del rating creditizio e soddisfacente livello di stabilit\u00e0 dei tassi di transizione.<\/li>\n<\/ul>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h4 class=\"wp-block-heading is-style-heading-sidebar-section\">RESOURCES<\/h4>\n\n\n\n<div class=\"wp-block-download-with-form-download-with-form\">\n\t\n\t<div class=\"wp-block-button is-style-fill dwf_container\">\n\t\t<h4 style=\"margin-bottom:16px;\">Default Study 2023<\/h4>\n\n\t\t<button class=\"wp-block-button__link wp-element-button\" data-name=\"Default-Study-2023\" id=\"dwf_btn_download_1325\" data-mediaid=\"1325\">Download<\/button>\n\t<\/div>\n<\/div>\n<script>\n\tvar dwf_download = (url, fileName, type = \"text\/plain\") => {\n\t\tlet dwf_a = document.createElement(\"a\");\n\t\tdwf_a.style.display = \"none\";\n\t\tdocument.body.appendChild(dwf_a);\n\t\tdwf_a.href = url\n\t\tdwf_a.setAttribute(\"download\", fileName);\n\t\tdwf_a.click();\n\t\twindow.URL.revokeObjectURL(dwf_a.href);\n\t\tdocument.body.removeChild(dwf_a);\n\t}\n\n\tvar dwf_uuid = () => {\n\t\tvar d = new Date().getTime();\n\t\tif (typeof performance !== 'undefined' && typeof performance.now === 'function') {\n\t\t\td += performance.now();\n\t\t}\n\t\tvar uuid = 'xxxxxxxx-xxxx-4xxx-yxxx-xxxxxxxxxxxx'.replace(\/[xy]\/g, function(c) {\n\t\t\tvar r = (d + Math.random() * 16) % 16 | 0;\n\t\t\td = Math.floor(d \/ 16);\n\t\t\treturn (c === 'x' ? r : (r & 0x3 | 0x8)).toString(16);\n\t\t});\n\t\treturn uuid;\n\t}\n\n\tfunction getQueryParams() {\n\t\tconst params = new URLSearchParams(window.location.search);\n\t\treturn {\n\t\t\tutm_source: params.get('utm_source'),\n\t\t\tutm_medium: params.get('utm_medium'),\n\t\t\tutm_campaign: params.get('utm_campaign')\n\t\t};\n\t}\n\n\t\/\/ Funzione per costruire la nuova URL con i parametri UTM\n\tfunction buildUrlWithUtm(baseUrl, queryParams) {\n\t\tlet url = new URL(baseUrl, window.location.origin);\n\t\tif (queryParams.utm_source) {\n\t\t\turl.searchParams.append('utm_source', queryParams.utm_source);\n\t\t}\n\t\tif (queryParams.utm_medium) {\n\t\t\turl.searchParams.append('utm_medium', queryParams.utm_medium);\n\t\t}\n\t\tif (queryParams.utm_campaign) {\n\t\t\turl.searchParams.append('utm_campaign', queryParams.utm_campaign);\n\t\t}\n\t\treturn url.toString();\n\t}\n\n\tdocument.querySelector('#dwf_btn_download_1325').addEventListener('click', (e) => {\n\t\tvar dwf_userId = localStorage.getItem(\"dwf_userId\");\n\t\tif (!dwf_userId) {\n\t\t\tdwf_userId = dwf_uuid();\n\t\t\tlocalStorage.setItem(\"dwf_userId\", dwf_userId);\n\t\t}\n\n\t\tasync function dwf_get_FileData($mediaId) {\n\t\t\tlet dwf_url_download = '\/api\/dwf\/download\/' + $mediaId + '\/' + dwf_userId;\n\t\t\ttry {\n\t\t\t\tlet res = await fetch(dwf_url_download);\n\t\t\t\treturn await res.json();\n\t\t\t} catch (error) {\n\t\t\t\tconsole.log(error);\n\t\t\t}\n\t\t}\n\n\t\tasync function dwf_render_fileData() {\n\t\t\tlet mediaId = e.target.dataset.mediaid;\n\t\t\tlet fileName = e.target.dataset.name;\n\t\t\tlet fileData = await dwf_get_FileData(mediaId);\n\t\t\tconst queryParams = getQueryParams();\n\t\t\tif (fileData['blocked']) {\n\t\t\t\twindow.location.href = buildUrlWithUtm('\/fileDownload\/' + mediaId + '\/' + dwf_userId, queryParams);\n\t\t\t} else {\n\t\t\t\tdwf_download(fileData['fileUrl'], fileName);\n\t\t\t}\n\t\t}\n\t\tdwf_render_fileData();\n\t})\n\t<\/script>\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h4 class=\"wp-block-heading is-style-heading-sidebar-section\">TOPICS<\/h4>\n\n\n<div class=\"taxonomy-post_tag is-style-box-terms wp-block-post-terms\"><a href=\"https:\/\/ratingagency.cerved.com\/tag\/credit\/\" rel=\"tag\">Credit<\/a><span class=\"wp-block-post-terms__separator\"> <\/span><a href=\"https:\/\/ratingagency.cerved.com\/tag\/rating\/\" rel=\"tag\">Rating<\/a><\/div><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Scarica il Default Study 2023 per approfondire l&#8217;analisi di Cerved Rating Agency sui portafogli delle imprese non finanziare con rating creditizio. L&#8217;analisi include un focus dedicato alle Piccole e Medie Imprese (PMI) italiane. Cerved Rating Agency, sulla base delle serie storiche delle entit\u00e0 valutate e della relativa esperienza di default, ha redatto la nona versione [&hellip;]<\/p>\n","protected":false},"author":8,"featured_media":1272,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_slider_image_ID":0,"_reading_time":"8","footnotes":""},"categories":[3],"tags":[10,11],"element":[9],"class_list":["post-118","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-research","tag-credit","tag-rating","element-studies"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Default Study 2023 - Cerved Rating Agency<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/ratingagency.cerved.com\/default-study-2023-9-edizione\/\" \/>\n<meta property=\"og:locale\" content=\"it_IT\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Default Study 2023 - Cerved Rating Agency\" \/>\n<meta property=\"og:description\" content=\"Scarica il Default Study 2023 per approfondire l&#8217;analisi di Cerved Rating Agency sui portafogli delle imprese non finanziare con rating creditizio. L&#8217;analisi include un focus dedicato alle Piccole e Medie Imprese (PMI) italiane. 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